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Local Mutual Company for Farm & Home Insurance

Territories in Benton, Pope, Kandiyohi, Stearns, Meeker, Todd, Morrison, Wright, Grant, Douglas, Stevens, McLeod, and Ottertail

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Left to right:  Michael Zierden, Victor Uphoff, Tim Mayers, Darcy Pfeffer, Theresa Petermeier, Stephen Wiechman, Dave Ehlert, and Dan Schulzetenberg

About us

New Munich Mutual Insurance Company has been a Minnesota township mutual since 1927. We package our policies with North Star Mutual and Ram Mutual to offer competitive rates for Home, Farm, Renters, Mobile Home, and Liability Policies.

Our coverage area includes the following  counties:  Benton, Pope, Kandiyohi, Stearns, Meeker, Todd, Morrison, Wright, Grant, Douglas, Stevens, McLeod, and Ottertail

New Munich Mutual is committed to serving their policyholders and agents by providing prompt and professional service. It is a privilege to work every day to help our neighbors and friends protect their farms, homes, and possessions.

Township Mutual History

The first mutual insurance company in the United States was organized in 1752 in Philadelphia – 25 years before the Declaration of Independence was written, and 40 years before a stock insurance company was organized. Benjamin Franklin developed the idea that people might voluntarily bind together and help one another when a severe loss occurred. That first company was called The Philadelphia Contribution for the Insurance of Houses Against Loss by Fire. Benjamin Franklin was on its board of directors.

The first farm mutual insurance company in Minnesota was Vasa Farmers Mutual Insurance Company, which was founded by Swedish immigrants in 1860. By 1897, the Minnesota Department of Insurance counted 114 farm mutual companies writing insurance policies and in 1914, there were 156 township mutual fire insurance companies.

In 1895, an idea occurred to a gentleman by the name of I.B. Yates. Mr. Yates’ plan was to join together representatives of different farmers’ mutual insurance companies in the state of Minnesota. On June 11th of that year, Mr. Yates’ vision became a reality. On that day, a group of less than fifty men, representing Farmers’ Mutual Insurance Companies from throughout Minnesota attended a gathering in Mankato at the invitation of Mr. Yates. Strangers to one another, they proceeded with the organization of the State Association of Mutual Insurance Companies or what we know today as the Minnesota Association of Farm Mutual Insurance Companies or MAFMIC.

Contact us today with any questions


512 Main Street S, Suite 2
Sauk Centre, MN  56378



Office Hours

Monday - Thursday
7:00 am to 3:30 pm

Local Mutual Company for
Farm & Home Insurance

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